Singapore’s pioneer and most trusted digital lending platform.

Actively connecting SMEs (small-to-medium enterprises) who are seeking short-term business loans with prospective investors who are looking for high-yield returns.



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Our Mission and Vision

Our vision is to empower private investors to earn better rates of interest by meeting the finance needs of growing businesses.


Our mission is:

(1) Help businesses grow via a trusted, collaborative funding platform

(2) Provide the Investor community with more choices of attractive yields


Our Team

Being involved in the financial sector for more than a decade, we realised that capital and opportunities gravitate towards the “big boys” and become motivated to address the structural impediments towards entrepreneurship, focusing on SMEs.


We have taken the lead to champion a specific process innovation that has taken root in many parts of the world – peer-to-peer lending. We feel that this new route of capital allocation will make the financial system more inclusive and participative for the benefit of the society at large.

Lawrence Yong

Co-Founder, CEO

Lawrence is responsible for the strategic planning, overall management, and business development of MoolahSense. More than 12 years in the field, Lawrence had worked extensively in the financial services sector, acquiring a combination of front-to-back, buy- and sell-side experiences, particularly in the area of Fixed Income.


Lawrence spent the 1st half of his professional life in Wealth Management, with his last role heading an award-winning investment product team at Standard Chartered Bank. Before founding MoolahSense, Lawrence was a Vice President at Macquarie Capital where he was closely involved in developing its sales and structuring business at the Fixed Income division.


Lawrence first graduated with a Bachelor of Business Administration with Honors from the National University of Singapore in 2002. He then completed his Masters of Financial Engineering from the same university in 2010. Lawrence also holds the designations of Financial Risk Manager (FRM) and Chartered Alternative Investment Analyst (CAIA).

Board of Directors

Teng Theng Dar

Non-Executive Chairman

As the Chairman of the Board, Mr Teng guides the management in the formulation and execution of strategic direction.


Mr Teng is an eminent and highly respected business leader in the Asian and Singapore business communities, particularly as an active champion in promoting SME growth and financing.


He was the CEO from Singapore Business Federation (SBF), the apex business chamber of Singapore from 2008 to 2011. During his tenure, Mr Teng helped to raise SBF's profile in Singapore and developed its global business activities. His illustrious career includes being the CEO of two SGX mainboard listed companies: Intraco Limited and ABR Holdings Limited, which is one of the largest F&B services company in Singapore. Amongst his past international appointments include Chairman of APEC Business Advisory Council, Chairman of Singapore-Middle East Business Group and Co-Chair of Guangdong Singapore Business & Economic Council.


Mr Teng has been serving as Singapore's Non-Resident Ambassador to the Sultanate of Oman since 2008. He graduated from the School of Commerce, Waseda University, Japan in March 1979.

Prahlad Shantigram

Non-Executive Director

Mr Shantigram brings to the board a wealth of leadership experience and global network in international finance, and advises the management on regional expansion.


He was a senior banker who has over 20 years of international experience in building and managing businesses, executing corporate acquisitions and structuring complex financings. His most recent position was the Global Head of Mergers & Acquisitions Advisory Group at Standard Chartered Bank, where he founded the bank's India Corporate Advisory Group and pioneered the strategy of backing Indian corporations in making cross border acquisitions.


Mr Shantigram now acts as an independent advisor to corporations and is an active investor in the FinTech space. He has a Bachelor of Engineering from the Victoria Jubilee Technical Institute, Mumbai and a Post Graduate Diploma in Management from the Indian Institute of Management, Ahmedabad.


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