As MoolahSense has been accorded a full Capital Market Services (CMS) license by the Monetary Authority of Singapore (MAS) since November 2016, you can be assured that you are dealing with a regulated entity by the government. An entity regulated by MAS is assessed to be competent and capable of meeting the high regulatory standards required by the latter. Also, obtaining a full CMS license allows us to reach out to offer our investment products to a whole range of investors, including retail, high net worth and institutional investors. This will ensure that you will be able to raise capital by tapping into the liquidity from a wide and diverse pool of investors. To date, there are more than 11,000 people registered on the MoolahSense platform.
MoolahSense offers SMEs different lending solutions that cater to their capital and financing needs. SMEs can raise capital through the MoolahSense platform through a variety of means, i.e. by applying for a secured business loan, an unsecured business loan or by getting their invoices financed at a discount.
MoolahSense also offers SMEs a variety of loan repayment solutions that best suits their business and financial situation. SMEs can choose to either repay their loans in monthly equal instalments, monthly interest repayments, quarterly interest repayments, etc. For businesses who intend to opt for the monthly equal instalments repayment structure, they could also choose to repay their loan over 12, 18 or 24 months.