As MoolahSense has been accorded a full Capital Market Services (CMS) license by the Monetary Authority of Singapore (MAS) since November 2016, you can be assured that you are dealing with a regulated entity by the government. An entity regulated by MAS is assessed to be competent and capable of meeting the high regulatory standards required by the latter.
As an investor, you are able to invest in any investment campaign on the MoolahSense platform from as little as S$100. This allows you to diversify your investment monies across many different campaigns. As we have a diverse base of issuers, we are able to offer our investors the opportunity to diversify their investment portfolio by investing in businesses that operate in a variety of industries (e.g. wholesale and retail trade, construction, manufacturing, information and communications, etc.).
At MoolahSense, we believe in revealing the identity and background of our issuers who are raising capital through our platform so that investors could make an informed investment decision. Before our investors invest their monies into any investment campaign, they will be provided with the essential background information on the issuer, which includes its business profile (e.g. business name, date of incorporation, business registration number, paid-up capital, registered address, etc.), the issuer’s purpose of taking the loan, the important financial ratios of the issuer for the past two years, etc.
Investing in the MoolahSense platform is less costly as compared to investing in other similar crowdlending platforms. We charge a competitive investor service fee that is pegged to 1% of all repayment received as compared to the latter whom typically charges a fee that is equivalent to 15% of interest earned by their investors. With lower investment costs, you can potentially earn higher investment returns on our platform.