Investors will have to bear the costs of the certain legal actions (e.g. bankruptcy applications against a Personal Guarantor(s), application for winding up of Issuer) undertaken by MoolahSense on behalf of them. They will also bear the risk of losing their investment and the cost of the legal actions if the loan recovery is not successful. Notwithstanding, MoolahSense will consult affected Investors before commencing a legal action that will require them to bear the legal costs. MoolahSense will proceed only if consent were given by the majority of Investors whose aggregate investments exceed 50% of the total issue amount of a promissory note.